Rates
Review the current Loyal Trust Bank rate sheet for available deposit account and certificate of deposit information. Rates, annual percentage yields, terms and product availability are subject to change, so contact our team when you are ready to confirm current details.
Current Rates in One Easy-to-Replace Document
DOWNLOADABLE RATE SHEET
View Current Loyal Trust Bank Rates
Open the current PDF to review available rates, annual percentage yields, balance tiers, terms and account-specific notes.
Effective August 3, 2026
Open the current rate sheet in a full-screen PDF viewer.
READ THE FULL PICTURE
Look Beyond a Single Number
The interest rate or APY is only one part of an account. Review the balance requirements, product terms, fees and disclosures that apply.
Find the Product
Locate the account or certificate category that matches the type of savings option you want to compare.
Review Rate and APY
Compare both the stated interest rate and annual percentage yield, along with any applicable balance tier.
Read the Conditions
Review opening deposits, term lengths, fees, penalties and other notes, then contact the bank with questions.
Common Terms on a Bank Rate Sheet
Use these general definitions as a starting point. The current rate sheet and account disclosures control the specific product details.
Interest Rate
The stated percentage used to calculate interest on an eligible deposit account or certificate.
Annual Percentage Yield
APY reflects the total interest earned over a year based on the rate and compounding assumptions.
Opening Deposit
The minimum amount that may be required to establish a particular account or certificate.
Balance Tier
A balance range that may be associated with a particular interest rate or annual percentage yield.
Certificate Term
The period funds are generally expected to remain in a certificate before its maturity date.
Fees & Penalties
Charges or early-withdrawal terms that may reduce account earnings or apply to certain transactions.
Related resources: Personal Savings · Personal Certificates of Deposit · Business Savings
Looking for a More Predictable Savings Timeline?
Explore Loyal Trust Bank certificates of deposit with multiple term options, then review the current rate sheet for available details.
Explore Certificates of Deposit
Review certificate features and general terms, then contact Loyal Trust Bank to confirm current availability and rates.