Personal Checking
Choose from flexible personal checking accounts designed for everyday money management. Whether you are opening your first account, want an option for students or seniors, or prefer interest-earning checking, Loyal Trust Bank makes it easy to compare account features and choose the right fit—with convenient digital access and personal support from a community banking team.
Compare Personal Checking Accounts
Review Loyal Trust Bank personal checking options side by side. Compare opening deposits, monthly service charges, minimum balance requirements, interest eligibility and the everyday banking services included with each account.
Scroll horizontally to view all account options on smaller screens.
| Accounts | Personal | Students | Senior | Interest Bearing | Platinum |
|---|---|---|---|---|---|
| Opening Deposit | $100 | $50 | $50 | $100 | $100 |
| Monthly Service Charge | $0 | $0 | $0 | $10 | $20 |
| Minimum to avoid monthly fee | n/a | n/a | n/a | $500 | $5,000 OR qualifying direct deposit |
| Interest | No | No | Yes | Yes | Yes |
| Complimentary eStatement with check image view | Yes | Yes | Yes | Yes | Yes |
| Complimentary first order of checks | Yes | Yes | Yes | Yes | Yes |
| Debit card | Yes | Yes | Yes | Yes | Yes |
| Online banking & bill pay | Yes | Yes | Yes | Yes | Yes |
| Mobile app and deposit services | Yes | Yes | Yes | Yes | Yes |
Important: Account terms and availability are subject to change. View current rates or contact Loyal Trust Bank for current details.
EVERYDAY CHECKING
A Personal Checking Account Built for Daily Life
A checking account should help you keep everyday finances organized without adding unnecessary friction. Loyal Trust Bank combines clear account choices with practical ways to view activity, make purchases, pay bills and manage deposits.
Choose the Right Account
Start with the features that matter most to you: opening deposit, monthly service charge, interest and minimum balance requirements.
Manage Money Your Way
Use the debit card, online banking and bill pay, mobile app and deposit services included with your personal checking account.
Bank With Personal Support
Questions about an account or feature? Connect with the Loyal Trust Bank team for help comparing personal checking options.
Included With Every Checking Account
Every Loyal Trust Bank personal checking account includes practical tools for viewing activity, making payments and managing money from day to day.
Electronic Statements
Complimentary Check Order
Debit Card Access
Online Banking & Bill Pay
Mobile App & Deposit Services
ATM Fee Reimbursement
Ready to Open Your Personal Checking Account?
Compare your options, choose the personal checking account that fits your everyday banking needs and begin your application. If you have questions, our team is ready to help.
Four account options · Online and mobile access · Personal support
Choose Your Next Step
Open a personal checking account online, or connect with our team for help comparing your options.