Personal Savings
Build a savings plan around what matters to you. From everyday savings and accounts for students or minors to higher-balance money market options, Loyal Trust Bank offers personal savings accounts designed to help you set money aside, earn interest and prepare for what comes next.
Compare Personal Savings Accounts
Personal Savings · Student/Minor Savings · Super Personal Savings · Money Market
Compare opening deposits, monthly service charges, balance requirements, withdrawal access and included account services. For current interest information, visit our Rates page.
Scroll horizontally to view all savings account options on smaller screens.
| Accounts | Personal Savings | Student/Minor Savings | Super Personal Savings | Premier Money Market | Max Money Market |
|---|---|---|---|---|---|
| Opening Deposit | $100 | $50 | $100 | $1,000 | $1,000 |
| Monthly Service Charge | $8 | $0 | $8 | $20 | $10 |
| Minimum to avoid monthly fee | $500 | n/a | $500 | $10,000 | $2,500 |
| Interest | Yes | Yes | Yes | Yes | Yes |
| Unlimited withdrawals | Yes | Yes | Yes | Yes | No – 6 per month |
| Online banking & bill pay | Yes | Yes | Yes | Yes | Yes |
| Mobile app and deposit services | Yes | Yes | Yes | Yes | Yes |
Important: Rates and account terms are subject to change. View current rates or contact Loyal Trust Bank for the latest information.
SAVE WITH PURPOSE
Savings Built Around What Comes Next
Whether you are building an emergency fund, preparing for education, planning a major purchase or simply creating more financial breathing room, the right savings account starts with a clear goal and an account structure that fits how you plan to use your money.
Start With Your Savings Goal
Define what you are saving for and how often you expect to add or withdraw funds before comparing account options.
Compare Balance and Access Needs
Review opening deposits, monthly service charges, minimum balances, check access and withdrawal limits side by side.
Keep Everyday Money Separate
Use savings for future goals and Personal Checking for everyday transactions, bills and purchases.
Savings Options for Different Goals
Loyal Trust Bank offers savings and money market choices for different ages, balances and access needs. Compare the account terms above, then choose the option that best supports your savings plan.
Personal Savings
A straightforward interest-bearing account for general savings goals, with a $100 opening deposit.
Student/Minor Savings
A savings option for younger customers, with a $50 opening deposit and no monthly service charge.
Super Personal Savings
An interest-bearing option with a $100 opening deposit and a $500 minimum to avoid the monthly fee.
Premier Money Market
A higher-balance option that includes a complimentary first order of checks and online and mobile access.
Max Money Market
A money market option with check access, balance requirements and the transaction limit shown in the comparison table.
Digital Account Access
Manage eligible savings accounts using online banking, bill pay, the mobile app and available deposit services.
Related options: Personal Checking · Certificates of Deposit · Understanding FDIC Deposit Insurance
Looking for a More Predictable Way to Grow Your Savings?
Explore Loyal Trust Bank certificates of deposit with multiple term options for short- and longer-term savings goals.
Multiple term options · $1,000 opening deposit · Personal support