Business Savings
Create room for the unexpected and prepare for the opportunities ahead. Loyal Trust Bank offers business savings and money market options that can help your company build reserves, plan for purchases and keep future goals within reach.
Compare Business Savings Accounts
Business Savings · Super Business · Premier Business Money Market · Max Money Market
Compare opening deposits, monthly service charges, balance requirements, withdrawal access and included digital services. For current interest information, visit our Rates page.
Scroll horizontally to compare all business savings options on smaller screens.
| Accounts | Business Savings | Super Business | Premier Business MMA | Max Business MMA |
|---|---|---|---|---|
| Opening Deposit | $100 | $100 | $1,000 | $1,000 |
| Monthly Service Charge | $10 | $10 | $20 | $10 |
| Minimum to avoid monthly fee | $2,500 | $2,500 | $10,000 | $2,500 |
| Interest | Yes | Yes | Yes | Yes |
| Unlimited withdrawals | Yes | Yes | Yes | No – 6 per month |
| Online banking & bill pay | Yes | Yes | Yes | Yes |
| Mobile app and deposit services | Yes | Yes | Yes | Yes |
Important: Rates and account terms are subject to change. View current rates or contact Loyal Trust Bank for current information.
PLAN FOR WHAT COMES NEXT
Put Business Savings to Work With a Purpose
A dedicated savings account can help separate operating funds from reserves for taxes, equipment, seasonal needs or future growth. Start with the job the money needs to do, then compare access and balance requirements.
Identify the Goal
Decide whether you are building an emergency reserve, preparing for a planned purchase or setting money aside for a longer-term opportunity.
Match Access to the Timeline
Consider how frequently the business may need to add or withdraw funds, then compare the account options above.
Review the Account Regularly
Revisit balances, upcoming expenses and current rates as your business changes. Contact our team for help.
Savings Options for Different Business Goals
Choose from four published account options, then use digital access and local support to keep your reserve strategy connected to day-to-day operations.
Business Savings
A straightforward interest-bearing option with a $100 opening deposit for general business reserve goals.
Super Business
An interest-bearing business savings option with a $100 opening deposit and published balance requirements.
Premier Business MM
A higher-balance money market option with check access and a $1,000 opening deposit.
Max Money Market
A money market option with a $1,000 opening deposit, check access and the published transaction limit.
Use online banking, bill pay, the mobile app and available deposit services with each published account option. Learn more.
Connect with the Loyal Trust Bank team to discuss balances, access needs and the next step for your business. Learn more.
Related resources: Business Checking · Business Certificates of Deposit · SBA financial management guidance
Planning Around a More Defined Savings Timeline?
Explore Loyal Trust Bank certificates of deposit when your business can set funds aside for a specific term.
Multiple term options · $1,000 opening deposit · Local support
Explore Business CDs
Compare available CD terms and current rates to decide whether a certificate of deposit fits an upcoming business goal.