Loans & Lending
Whether you are investing in a business, exploring SBA-supported financing or preparing for a home purchase, Loyal Trust Bank can help you begin with a clear conversation about your goals and available lending options.
Financing for Business and Home Goals
Commercial Lending · SBA Lending · Home Mortgage Loans
Explore the lending paths below, then connect with Loyal Trust Bank to discuss current availability, application requirements and the option that may fit your needs.
FOR BUSINESS GOALS
Commercial Lending
Discuss financing for commercial real estate, business assets, working capital or other growth-related needs.
SBA-SUPPORTED
SBA Lending
Learn how an SBA-supported financing conversation may help an eligible business pursue growth and development.
FOR HOMEOWNERSHIP
Home Mortgage Loans
Review fixed- and adjustable-rate program categories and connect with a mortgage professional about your home financing needs.
Please note: All loans are subject to application, credit review, underwriting, approval and applicable terms.
A CLEARER FIRST STEP
Begin With the Goal, Not the Paperwork
A productive lending conversation starts with what you want to accomplish, when you hope to accomplish it and the resources already available to you.
Define the Goal
Clarify the property, business investment or home financing need you want to discuss.
Gather the Starting Details
Organize the basic financial, ownership, income or project information relevant to your request.
Connect With Loyal Trust Bank
Speak with our team about current options and the appropriate next step. Contact us to begin.
Prepare for a Productive Lending Conversation
Specific requirements vary by loan and borrower. These six starting points can help organize your questions before speaking with a lender.
Borrowing Goal
Describe what you want the financing to accomplish and why the timing matters.
Requested Amount
Consider the amount you expect to request and the resources you plan to contribute.
Financial Information
Be prepared to discuss relevant income, assets, obligations or business financial performance.
Property or Project Details
Gather available information about the property, asset, project or business purpose involved.
Ownership Information
Organize applicable borrower, owner, guarantor or entity information for the initial conversation.
Questions for the Lender
Write down questions about timing, documentation, costs, terms and what happens next.
Helpful resources: Contact Loyal Trust Bank · SBA loan programs · CFPB homebuying resources
Support Your Business Beyond Financing
Connect your lending conversation with business checking, savings and payment services designed for day-to-day financial management.
Business checking · Business savings · Additional services
Explore Business Banking
Review Loyal Trust Bank business accounts and services, then connect with our team about building a more complete banking relationship.