| Accounts | Personal Savings | Student/Minor Savings | Super Personal Sav | Premier Money Market* | Max Money Market# |
|---|---|---|---|---|---|
| Opening Deposit | $100 | $50 | $100 | $1,000 | $1,000 |
| Monthly Service Charge | $8 | $0 | $8 | $20 | $10 |
| Minimum to avoid monthly fee | $500 | n/a | $500 | $10,000 | $2,500 |
| Interest | Yes | Yes | Yes | Yes | Yes |
| Unlimited withdrawals | Yes | Yes | Yes | Yes | No - 6 per month |
| Complimentary 1st order of checks | No | No | No | Yes | Yes |
| Online banking & billpay | Yes | Yes | Yes | Yes | Yes |
| Mobile App and deposit services | Yes | Yes | Yes | Yes | Yes |
*APY = Annual Percentage Yield. Interest compounded daily, credited monthly. APY is accurate as of 6/05/2024. Must be New Money, funds not currently on deposit with Loyal Trust Bank. Monthly service fee may apply if minimum average daily balance falls below $10,000. Account may be discontinued without notice. Rates subject to change without notice. Effective date 6/05/2024.
#APY = Annual Percentage Yield. Max Money Market has tiered interest rates. $1,000 minimum opening balance. Earn 1.50% APY for balances below $2,500; 3.50% APY for balances of $2,500 or more; 4.00% APY for balances of $100,000 or more; 4.25% APY for balances of $500,000 or more. After 6 debit transactions, $5 per transaction fee applies. Fees could reduce earnings on the account. Rates subject to change after the account is opened. APY is accurate as of 1/25/2025.
