9 CD withdrawal or closure prior to maturity: CD term less than 12 months or less, 30 days interest penalty; CD terms over 12 months, 90 days interest penalty. Withdrawal penalty may reduce earning and principle balance
10 Auto renewal rate is based on the interest rate bank offered at the maturity period; CD will auto renewal into the same term as the matured CD
11 Certificate deposit interest may be credited to the CD or other Loyal Trust Bank savings or checking account. Saving for your financial future is only one phone call away.